If you are provident, that means you plan carefully for the future. You have your Christmas lights up in early December, you have a well-stocked pantry, and you have some savings tucked away just in case.
The word provident traces back to the Latin word providere, meaning "foresee, provide." The word can be used to describe someone who looks into the future — foresees the future, in a sense — and makes decisions based on future needs. It’s often used to describe a thrifty individual who denies himself something today in order to save up for tomorrow, but it can describe actions as well — such as a provident decision that ends up preventing ruin down the road.