insured

/ɪnˈʃʊərd/

/ɪnˈʃʌd/

Something that's insured is protected by an insurance policy — in other words, its loss or damage will be compensated by an insurance company. If your laptop is insured, you'll get enough money to replace it if it's stolen.

If an insured house burns down or is damaged in a storm, an insurance company will pay to repair or replace it. In exchange, the homeowner pays monthly (or sometimes annual) fees. If you have a life insurance policy or insurance that covers your health care, you are also insured. Insured, by way of the verb insure, comes from the original ensure, which has the roots en-, "make," and sure, "safe, strong, or resolute."

Definitions of insured

1. adjective

   covered by insurance
   “an insured risk”

   “all members of the film cast and crew are insured”

   synonyms:

   insurable

   capable of being insured or eligible to be insured

   antonyms:

   uninsured

   not covered by insurance

   uninsurable

   not capable of being insured or not eligible to be insured
2. noun

   a person whose interests are protected by an insurance policy; a person who contracts for an insurance policy that indemnifies him against loss of property or life or health etc.
   synonyms: insured person

   type of:

   individual, mortal, person, somebody, someone, soul

   a human being