creditor

/ˈkrɛdədər/

/ˈkrɛdɪtə/

Other forms: creditors

If Joe loans you two dollars so you can buy a cup of coffee, Joe is your creditor — you owe him two dollars and a big thank you!

If you have a credit card, the bank that issues it to you is your creditor. What they give you is not just a piece of plastic: rather it is a line of credit or a certain amount of money that they have agreed to loan you at fixed terms. Make sure you pay it off every month or you'll become a debtor!

Definitions of creditor

1. noun

   a person to whom money is owed by a debtor; someone to whom an obligation exists
   antonyms:

   debtor

   a person who owes a creditor; someone who has the obligation of paying a debt

   types:

   mortgage holder, mortgagee

   the person who accepts a mortgage

   type of:

   individual, mortal, person, somebody, someone, soul

   a human being